Mortgage-Backed Investment for IRA/401(k) and Cash Account.

The Canine Capital Fund is a Reg D 506(c) private real estate debt fund designed for accredited investors, especially those seeking safe, fixed-income alternatives within their retirement savings (IRA/401k) or cash portfolios.

Structured like a mortgage-backed bond, the Fund pools investor capital to issue secured loans for the acquisition and scaling of U.S.-based dog boarding kennel businesses with real estate. These income-generating properties provide physical asset backing for your investment and generate reliable monthly income.

This fund offers a fixed 18.5% annual return, paid monthly, with a 3-year maturity bonus—providing both security and powerful compounding performance for retirement investors.

Investment Highlights

• 🐾 18.5% Fixed Annual Return – Paid as monthly distributions

• 🐾 3-Year Hold Period – total return on capital

• 🐾 IRA/401(k)-Friendly – Easily allocate part of your tax-deferred savings

• 🐾 Asset-Backed Security – Every dollar is secured by kennel real estate + operating business

• 🐾 Transparent & Simple – Built to resemble a familiar bond structure for clarity and confidence

• 🐾 Diversified Growth Strategy – Roll-up of multiple kennel assets across key U.S. markets

What Is a Mortgage-Backed Fund?

A mortgage-backed fund is similar to a bond—investors pool money to issue loans to asset-backed entities. These loans generate monthly income, and the fund repays principal at a fixed maturity date.

• Coupon Rate (18.5%) – Monthly income you receive

• Face Value (102%) – Your expected capital value returned at maturity

• Maturity (3 Years) – Short, transparent holding period

• Principal Protection – Loans are secured by real estate, business assets, and cash flow

Just like traditional bonds offer a loan to a corporation, Canine Capital Fund offers secured mortgage-backed exposure with enhanced returns, and none of the volatility of stocks or crypto.

Why Use Your IRA or 401(k)?

Most investors don’t realize they can direct a portion of their existing IRA/401(k) into high-yield, asset-backed alternatives.

💡Benefits of Using IRA/401(k):

• Tax-Deferred Growth: Earnings grow without immediate tax impact

• Diversification: Reduce market risk by adding stable, real-asset exposure

• Capital Preservation: Income-producing real estate reduces drawdown risk

• Higher Yield: Beat the historical 10–15% average mutual fund returns

How to Invest from Your IRA/401(k)

Step 1 – Open or identify a Self-Directed IRA (SDIRA)
Step 2 – Work with our custodian or your own to initiate a direct transfer
Step 3 – Allocate desired capital into the Canine Capital Fund, $25k Minimum
Step 4 – Begin receiving monthly returns starting 90 days post-funding

Note: You may split your IRA into multiple accounts for tax or beneficiary reasons.

Who This Is For?

✅ Accredited Investors
✅ IRA/401(k) Account Holders
✅ Investors Seeking Monthly Income
✅ Investors Focused on Real Asset Security
✅ Diversifiers from Traditional Markets

The Canine Capital Fund presents a rare opportunity to participate in a scalable, recession-resistant asset class, while enjoying the safety and predictability of mortgage-backed income. Whether you're diversifying retirement assets or seeking consistent cash flow, this Fund provides an easy-to-understand, transparent path to 18.5% annualized returns with capital protection and 202% return on held capital at maturity.

Dear Investor,

If you’re like us, you’ve spent years navigating markets — chasing yield, protecting downside, and trying to find durable, real-world assets that actually work for your portfolio.

At Canine Capital Fund, we’ve found one of those rare opportunities.

We are acquiring and consolidating a sector that is hiding in plain sight: premium dog boarding kennels backed by real estate. This is a fragmented, cash-flowing industry supported by one of the strongest consumer trends in the country: Americans love their dogs, and they’re spending more than ever to care for them.

With 38 million U.S. households owning dogs and the pet care market exceeding $241 billion, we saw what Wall Street hasn’t yet fully priced in. We're building a national platform of 3,000+ kennel runs under management, designed to deliver:

• 📈 Consistent monthly income

• 🏘️ Asset-backed downside protection

• 💰 Equity value on exit through roll-up strategy

• 💡 Exposure to both real estate and operating businesses

As investors ourselves, we structured this Fund to offer what we wanted: strong cash yields, long-term equity upside, and a high-conviction thesis you can touch, visit, and understand.

We’ve operated these businesses. We’ve managed millions in real estate. And we’ve built brands that scale.

Now we’re inviting you — our fellow accredited investors — to join us.

If you’re seeking a private equity-quality investment with real-world predictability, recession-resilience, and a clear path to a compelling exit, then let’s talk. Our offering is open now, and early commitments are unlocking key acquisition deals as we speak.

We’d love to share the full investor packet and discuss how this might fit into your portfolio.

Sincerely,
The Canine Capital Fund Team

A Regulation D Rule 506(c) real estate investment fund is a private fund that raises capital from accredited investors through general solicitation and advertising, as permitted by the Securities and Exchange Commission (SEC). This type of fund relies on Rule 506(c), which allows issuers to broadly market their offerings to accredited investors, provided they verify the investors' accredited status.

In a real estate fund, money is raised before any properties are identified. That is, a real estate fund is an investment vehicle formed for the purpose of pooling capital from investors in order to invest in one or multiple real estate properties that are not identified beyond the type of real estate assets and the criteria to be used to select the specific real estate assets later on. The sponsor invests the pooled capital based on the fund’s investment objectives.

Real estate can be a profitable, rewarding way to grow your IRA or 401k account and potentially help you achieve your dreams faster. Here are six reasons to consider using real estate as part of your self-directed retirement portfolio:

1. PROFIT POTENTIAL

   Real estate has historically generated higher returns than traditional/public market investments.

2. DIVERSIFICATION

   Hedge against public investments with an investment not tied to stock market performance.

3. KNOWLEDGE BASE

   Turn your expertise or a passion for real estate into revenue for your retirement account.

4. BOLSTER THE COMMUNITY

   Our clients’ accounts fund neighborhood revitalization and provide profitable exits for retiring owner-operators.

5. BOOST EMPLOYMENT

   Many projects create jobs for local contractors and other service providers.

6. FITS YOUR LIFESTYLE

   From lending money to real estate investors or investment in passive income properties there’s a variety of investment options.

The Canine Capital Fund is a private equity investment vehicle focused on acquiring and scaling independently owned dog boarding kennels across the U.S. through a regional roll-up strategy.

This multi-strategy fund targets:

• Income-producing assets

• Value-add renovations & operational efficiency

• Growth through consolidation & scale

💰 Why Use Your IRA or 401(k)?

Retirement capital is ideal for long-term, stable private equity strategies—especially when paired with real assets and cash flow.

Canine Capital Fund provides:

• ✅ 18.5% Fixed Preferred Return

• ✅ Monthly Cash Distributions (1.54% Cash-on-Cash)

• ✅ Equity Multiple upon exit

• ✅ 90-Day Liquidity Window for capital return requests

🧠 How to Split Your IRA for Investment Diversification

Yes, you can split your IRA into two or more accounts without any restrictions. Doing so allows you to allocate a portion into alternative assets like Canine Capital Fund, while maintaining other exposures (stocks, bonds, etc.).

Why Split?

• Tax Diversification: Use both Traditional (tax-deferred) & Roth IRAs (tax-free withdrawals).

• Investment Diversification: Allocate a portion into real assets while keeping market exposure.

• Estate Planning: Simplify beneficiary planning and maximize tax efficiency.

🔧 Steps to Split Your IRA & Invest

1. Contact your IRA custodian

• Ask for a Direct Transfer of funds into a new self-directed IRA.

2. Open a new Self-Directed IRA

• Choose a custodian that allows private equity investments.

3. Initiate the transfer

• Work with your new custodian and Canine Investments team to handle the paperwork.

4. Fund your investment

• Once your IRA is funded, direct a portion (e.g., $100,000) into Canine Capital Fund.

It's crucial for real estate investment funds to consult with legal counsel specializing in securities law and Regulation D compliance to ensure they meet all requirements. 

Reg D 506(c) real estate investment fund offers a pathway for real estate firms to raise capital from a wider range of accredited investors through broader marketing efforts, while adhering to specific SEC regulations and compliance requirements. 

These funds are exclusively for investors who meet specific financial criteria, such as having a net worth of at least $1 million or an annual income of $200,000 (or $300,000 jointly with a spouse) for the past two years. Unlike traditional private offerings, 506(c) allows the fund to publicly advertise and solicit investments through various channels, including online platforms, social media, and other marketing methods. 

The fund must take "reasonable steps" to verify that all investors meet the accredited investor requirements. This can involve reviewing documentation like tax returns, bank statements, or using third-party verification services. 

The SEC has agreed that an issuer can reasonably conclude they have taken reasonable steps to verify an investor's accredited status if:

1. The issuer obtains written representations from the investor stating (a) the investor is an accredited investor, and (b) the investment is not financed in whole or in part by any third party specifically for the purpose of making the investment in the issuer.

2. The minimum investment amount is at least $200,000 for natural persons or $1 million for entities.

3. The issuer has no actual knowledge that the written representations are untrue.

Importantly, issuers can still rely on traditional verification methods for smaller investments.

The same framework applies to fund formation. Emerging fund managers can now rely on Rule 506(c) when raising capital from prospective limited partners, provided the minimum commitment amounts are $200,000 per individual or $1 million per entity. By incorporating the required representations into their subscription documents, emerging fund managers can expand their reach to a broader pool of prospective LPs without risking their offering exemption.